Why are my Amazon prime and Apple Card balances both over $1000, and I have to pay over $600 for each for my statement

Umm that doesn't seem that much but maybe stop using them

I don't mean to judge ppl but I don't know how y'all be paying for all these subscriptions what u need an Amazon Prime and apple card for queen ?

Try offering hole

That's that happens. The balance gets out of control and it makes it hard to pay. I let my credit card go and got sued by Discover for my balance because I couldn't pay the balance any more. I just paid it off two months ago! It was 10k and it was garnished out of my paycheck per week (about $200 every week). Whew I'm so glad it over. It was my pandemic credit card, for the record.

If I do something like that now, I try to look for affirm or PayPal pay in 4 type of financing.

I definitely am going to be better in the future and encourage you to as well, so you don't have the same garnishment thing I had to go through. Pay what you can, or reach out to them for a payment plan if you can't pay it off immediately. Tell them you're going through a financial hardship or something right now (even if it's a lie)

do you have any trauma ? you could start a gofundme .

26 minutes ago, Anvarie said:

Why are my Amazon prime and Apple Card balances both over $1000, and I have to pay over $600 for each for my statement

1,000 or 10,000?

Amazon Prime and Apple have credit cards?!

Could be worse - I once had $30k credit card debt I got sued for. Took years to pay off.

39 minutes ago, ugo said:

Umm that doesn't seem that much but maybe stop using them

It was the holidays, I didn't know what I was doing

39 minutes ago, SmittenCake said:

I don't mean to judge ppl but I don't know how y'all be paying for all these subscriptions what u need an Amazon Prime and apple card for queen ?

I buy 90% of my stuff on Amazon so I need it. The Apple Card isn't a subscription, it's just a regular credit card

38 minutes ago, DivaCup said:

That's that happens. The balance gets out of control and it makes it hard to pay. I let my credit card go and got sued by Discover for my balance because I couldn't pay the balance any more. I just paid it off two months ago! It was 10k and it was garnished out of my paycheck per week (about $200 every week). Whew I'm so glad it over. It was my pandemic credit card, for the record.

If I do something like that now, I try to look for affirm or PayPal pay in 4 type of financing.

I definitely am going to be better in the future and encourage you to as well, so you don't have the same garnishment thing I had to go through. Pay what you can, or reach out to them for a payment plan if you can't pay it off immediately. Tell them you're going through a financial hardship or something right now (even if it's a lie)

Ch… it's not gonna get to that point, but I'm glad you got out of that hole

33 minutes ago, May said:

do you have any trauma ? you could start a gofundme .

Beyoncé lying about the visuals?

24 minutes ago, suburbannature said:

1,000 or 10,000?

1,000 don't act snooty

20 minutes ago, Punky Rooster said:

Amazon Prime and Apple have credit cards?!

Well yes. But I only have the Amazon store card, which can only be used on Amazon adjacent things

1 minute ago, Anvarie said:

It was the holidays, I didn't know what I was doing

I buy 90% of my stuff on Amazon so I need it. The Apple Card isn't a subscription, it's just a regular credit card

Ch… it's not gonna get to that point, but I'm glad you got out of that hole

Beyoncé lying about the visuals?

1,000 don't act snooty

Well yes. But I only have the Amazon store card, which can only be used on Amazon adjacent things

I only ask because if your payment is 600 each and you only owe 2k then you'll be paid off in two months

I don't understand how can you guys be ok with so much debt like that? It gives me anxiety when I owe the bank more than $500. Of If I don't have the money I rather just save for it. Or figure out how to earn more.

First rule with credit cards... always pay them off in full each month, and never ever exceed what you are comfortable with paying. If you don't have it in the bank... you cannot afford it.

I'm calling ICE on you

17 minutes ago, shinyshimmery said:

First rule with credit cards... always pay them off in full each month, and never ever exceed what you are comfortable with paying. If you don't have it in the bank... you cannot afford it.

This. Literally the only reason I have cards is to have a credit history, but I never spend more than I have on my checking.

Babes just ask them for a payment plan

I have over £15000 of debt and I'll probably be paying it off until I'm 70

32 minutes ago, Happylittlepunk said:

I don't understand how can you guys be ok with so much debt like that? It gives me anxiety when I owe the bank more than $500. Of If I don't have the money I rather just save for it. Or figure out how to earn more.

lowkey agree... life is already hard enough, the last thing my stress levels need is to pay unnecessary interest on consumer debt i've accrued

it's very common, though. i have a friend who has over $100k in student loans from college and she dropped out after 2 years. and i have other friends who are open about being $20k-40k in cc debt.

32 minutes ago, Happylittlepunk said:

I don't understand how can you guys be ok with so much debt like that? It gives me anxiety when I owe the bank more than $500. Of If I don't have the money I rather just save for it. Or figure out how to earn more.

Trust me, no one is ever OK about having credit card debt. Life happens. You live, you learn.

OP: $2k honestly isn't that much compared to the American average. (Assuming you're American) Get on a payment plan or knock it out in a few months and keep it moving.

I had a manic episode as the result of a antidepressant that was terrible for me. But I discovered Shop pay in installments and now I have 10 new perfumes and a 200$ bill every month for a year. I also got some new le cruset cast iron sets.

anyway I wish someone could figure out how to get financial aid for medical induced manic episodes

1 hour ago, HASHTAGPOW said:

I'm calling ICE on you

girl

47 minutes ago, KFC said:

Babes just ask them for a payment plan

I have over £15000 of debt and I'll probably be paying it off until I'm 70

Omg, imma pray 4 u

34 minutes ago, Mornings said:

I had a manic episode as the result of a antidepressant that was terrible for me. But I discovered Shop pay in installments and now I have 10 new perfumes and a 200$ bill every month for a year. I also got some new le cruset cast iron sets.

anyway I wish someone could figure out how to get financial aid for medical induced manic episodes

Aww sis

This lowkey sounds like an advertisement tho

20 minutes ago, Anvarie said:

This lowkey sounds like an advertisement tho

Lmao it's not worth it!!!!! Don't do it!

I'll give u $10 for a BJ

I had like 10k in credit card debit once. I got approved for a 6k 0% interest balance transfer card for 21 months. Paid off the other 4k and transferred what I could. Saved my ass.

the post holiday credit card statements are brutal