Hi friends!

For those users who like money discussion, let's chat net worth! In my 20s I had a **** ton of debt. When I turned 28 I focused on paying off debt, finishing school and killing it with work (during covid)

Best decision of my life! Becoming debt free now my savings and 401K compounding more and more each year. I feel behind with my networth as I just turned 34 now but I'm making steps in right direction. Currently I'm at about 215K net worth.

Is this average or am I in good shape? Where are you with your net worth? I'm eager to buy a home now but California is so god damn expensive

I feel decent by looking at articles like this but every resource I find is vastly different from the next

Average and median net worth by age | Fidelity

Learn what net worth means, average net worth by age, median net worth by age, and ways to grow your net worth over time.

don't compare yourself to other people

other people have different goals, different backgrounds, different timelines

i'd say as long as you aren't drowning in debt you're doing just fine in 2026...

Not falling for this bait because y'all will cancel me, but let's just say Taylor's variant sales are secured when it comes to the good sis, DRTD!

4 minutes ago, DevilsRollTheDice said:

Not falling for this bait because y'all will cancel me, but let's just say Taylor's variant sales are secured when it comes to the good sis, DRTD!

Are you my new sugar daddy? Asking for a friend

This is such an American thing to do lmfao. What do you mean you're discussing your net worth on a pop forum?!

2 minutes ago, ABeyBraith said:

This is such an American thing to do lmfao. What do you mean you're discussing your net worth on a pop forum?!

It's lounge sis

Just now, LostInStereo100 said:

It's lounge sis

Girl that doesn't change the fact you're discussing your net worth on here, what are we supposed to do with that information? 💀

Just now, ABeyBraith said:

Girl that doesn't change the fact you're discussing your net worth on here, what are we supposed to do with that information? 💀

Look at other recent discussions in lounge sis. I'm not in a section posting about pop girls or musics news. Credit card advice, relationship advice, life goals. It's completely normal to talk about things like this in lounge. Why are you bringing off topic discussions in here

I understand you might want to get a better picture of where you are at financially compared to the rest of them your age, but what kind of answers do you expect from atrl users?

Anyway let me try to answer this. I'm 29 and I have around the same, but we always have to take things like our background, cost of living, the trade offs, etc. I personally did not have any generational wealth not my family or anybody helping me ever since college and I had to build my net worth brick by brick, and I'm living in an ultra expensive area of California so there's much less savings than what I would have elsewhere. But other people might have different circumstances. Also I wanna ask you if you're counting all your assets like car, house etc and of course 401k in the net worth? Or just what you have in the bank?

Edited 22 hours ago22 hr by Witnessed ET

I feel like the vast majority of people under 35 do not have 185k? damn

How do you guys manage building your net worth without compromising on your travel goals?

I'm in a well paid job but I'm from New Zealand, so plane tickets anywhere are in the thousands and the exchange rate is **** so I have to budget more than the average American/European does. I still live at home so I'm able to save a large proportion of my income but it's hard to find a balance between living life and travelling versus setting up my financial future

Never post your net worth on the internet

can i have a dollar

id have you liquify all my assets to find out

1 hour ago, Vox Lux said:

How do you guys manage building your net worth without compromising on your travel goals?

I'm in a well paid job but I'm from New Zealand, so plane tickets anywhere are in the thousands and the exchange rate is **** so I have to budget more than the average American/European does. I still live at home so I'm able to save a large proportion of my income but it's hard to find a balance between living life and travelling versus setting up my financial future

Travel is so expensive I hate it. Just visiting family sometimes costs so much

2 hours ago, Witnessed ET said:

I understand you might want to get a better picture of where you are at financially compared to the rest of them your age, but what kind of answers do you expect from atrl users?

Anyway let me try to answer this. I'm 29 and I have around the same, but we always have to take things like our background, cost of living, the trade offs, etc. I personally did not have any generational wealth not my family or anybody helping me ever since college and I had to build my net worth brick by brick, and I'm living in an ultra expensive area of California so there's much less savings than what I would have elsewhere. But other people might have different circumstances. Also I wanna ask you if you're counting all your assets like car, house etc and of course 401k in the net worth? Or just what you have in the bank?

At 29, I'd consider that extremely impressive great job!

Yeah assets in general so accounts, retirement, home equity etc. I feel behind cause I'm not a homeowner, but like someone mentioned earlier, it's best not to compare with others. I grew up I would consider middle class or lower middle class, so I never got any generational wealth or really any additional support when I moved across country at 22. The first 5 years or so out in California was tough and had me in lots of debt. I'm so glad it's all behind me now. I appreciate your response dude!

Edited 20 hours ago20 hr by LostInStereo100

1 hour ago, Vox Lux said:

How do you guys manage building your net worth without compromising on your travel goals?

I'm in a well paid job but I'm from New Zealand, so plane tickets anywhere are in the thousands and the exchange rate is **** so I have to budget more than the average American/European does. I still live at home so I'm able to save a large proportion of my income but it's hard to find a balance between living life and travelling versus setting up my financial future

I've been lucky to enjoy my job and be there for so long. If they offer 401K or something similar take advantage of it. The company i work for does profit sharing and adds like 6K every January to my 401K that's on top of all the matching throughout the year.

I never really had a savings account with funds in it till just the last few years, so I've just been disciplining myself to ensure it is increasing every year. I keep a small savings for travel and unexpected things so that I don't have to dip into reg savings.

What's that

Ahh my ******* fave

this is a setup to sell me insurance isn't it

6 hours ago, DevilsRollTheDice said:

Not falling for this bait because y'all will cancel me, but let's just say Taylor's variant sales are secured when it comes to the good sis, DRTD!

Doing the lords work

I graduated school with almost 300k in student loans that was several years ago and I've just barely hit a net worth of zero dddd. I'd love to say it was done with sound investments, but I got kinda risky and aggressive fresh out of school and it thankfully has paid off.

I would like to retire early if I can. If you ever need / want more info on prudent investment styles, get your ass over to r/boggleheads and start lurking

26 minutes ago, Goaty said:

I graduated school with almost 300k in student loans that was several years ago and I've just barely hit a net worth of zero dddd. I'd love to say it was done with sound investments, but I got kinda risky and aggressive fresh out of school and it thankfully has paid off.

I would like to retire early if I can. If you ever need / want more info on prudent investment styles, get your ass over to r/boggleheads and start lurking

I know this sounds lame, but it truly is a monumental moment getting above zero net worth Congrats dude and best of luck with your goals!

My net worth is a whopping dollar and sixty two cents.