I bought my car used and paid the full price for it outright, so no payments. 

1 hour ago, shinyshimmery said:

I live in Houston sis... it would probably take me 6 hours just to get to work if I were to walk ... our public transportation system also sucks ass, having a car in Houston Texas in general, is mandatory. 

Having a car is pretty much mandatory in 99% of the US, outside of certain large cities, the public transportation options are tragic 

 

 

$0. I got a hand me down from. My grandma baby blue toyota camry 2013

My car has been paid off for a couple years now 

 

Not my problem. My employer provides the car with everything it needs, including the fuel.

my car is paid off (and has been for a while) ms mamas

 

If you're facing hefty car payments, one effective solution could be refinancing your auto loan. By refinancing at a lower interest rate, you could potentially reduce your monthly payment and save money over the long term. It's worth checking with different lenders to see if you qualify for better terms based on your current financial situation.

On another note, I recently came across an interesting article about auto transport payment options, which might indirectly relate to managing car expenses. Exploring flexible payment plans or discounts for shipping your vehicle could also help free up some budgetary space. You can find more details on this topic at https://www.a1autotransport.com/auto-transport-payment-options/ .

Edited June 22, 20242 yr by Thiago Silva