Before Today Posted June 7, 2023 Posted June 7, 2023 Okay so pretty much everyone uses at least one banking services. Which bank do you use and why?
DamianSolo Posted June 7, 2023 Posted June 7, 2023 Capital One. I'm thinking of switching, though, because they closed a couple of branches that were close to me. I have to drive all the way across town if I ever actually need to go to the bank, which I've had to do so several times over the past several months. It's been inconvenient, even with the prevalence of digital banking; that only goes so far.
Starboys23 Posted June 7, 2023 Posted June 7, 2023 Chase is an OG, trustworthy, has great customer services, low charges for overdrafts, great security/fraud claims team, so many branches at least in the northeast nyc area. Charles Schwab for investments.
Sazare Posted June 7, 2023 Posted June 7, 2023 My work has a credit union that I use for checking purposes. Credit unions are better in most cases but it can be a pain if there’s something I need to do in-person and I’m not close to one of their two locations. I use Goldman Sachs for my savings because of the Apple Card thing. 1
UnfairTop Posted June 7, 2023 Posted June 7, 2023 Albert. Look it up they give 15% 20% discounts for everywhere I frequent and sometimes make like 20 bux a day in cash back discounts
Maroonx Posted June 7, 2023 Posted June 7, 2023 1 hour ago, DamianSolo said: Capital One. I'm thinking of switching, though, because they closed a couple of branches that were close to me. I have to drive all the way across town if I ever actually need to go to the bank, which I've had to do so several times over the past several months. It's been inconvenient, even with the prevalence of digital banking; that only goes so far. Capital One is great for credit cards, their points are actually quite good.
JonginBey Posted June 7, 2023 Posted June 7, 2023 Chase and SchoolsFirst for debit. Goldman Sachs/Apple for credit and savings.
DamianSolo Posted June 7, 2023 Posted June 7, 2023 2 hours ago, Maroonx said: Capital One is great for credit cards, their points are actually quite good. They are, from what I've noticed. I can still keep my credit cards through them, of course.
izzy™ Posted June 7, 2023 Posted June 7, 2023 (edited) Wells Fargo, I’ve had no issues with them and they’re everywhere where I live Edited June 8, 2023 by izzy™
TaggedGalaxy Posted June 8, 2023 Posted June 8, 2023 Capital One mostly for their high yield savings account
Timber Posted June 8, 2023 Posted June 8, 2023 that's classified information that I'm embarrassed to share...
Maroonx Posted June 8, 2023 Posted June 8, 2023 13 hours ago, DamianSolo said: They are, from what I've noticed. I can still keep my credit cards through them, of course. Yes, I know... I would keep the credit cards for sure.
1DES Posted June 9, 2023 Posted June 9, 2023 Chime. Moved my checkings there because I was tired of Wells Fargo pretense that I still had money on my account after paying my bills days prior and the overdrafts.
kandicha Posted June 9, 2023 Posted June 9, 2023 Capital One because of their credit card options but I also have an old Bank of America account I never got around to closing and keep the minimum in
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