discussion Student Debt - Update: GOP lawsuit attempts, Biden allows opt-out; FFEL restrictions

[rihannabiggestfan]

9 minutes ago, Harrier said:

This is fantastic - exactly the direction things should go. I hope it gets through - this will make more difference to a lot of people than just erasing 10k. Stoked to see it and I hope it makes a difference for some of you.

I agree, but when will we find out and who decides on it? A bit confusing

[Dula Peep]

32 minutes ago, Katamari said:

wait i had pell grant omg so i am debt free now

 

 

Congrats! 

[rihannabiggestfan]

LMAO, her dumb ass!

 

 

[Cruel Summer]

11 minutes ago, Sazare said:

Is there any way to check whether you’ve had a Pell Grant? I honestly can’t remember now.

5 minutes ago, Communion said:

It may depend on your loan processor. I think that info is unfortunately stored maibly by your college's financial aid office. 

 

I don't remember the grants breakdown being available on MyFedLoan for example - just what loans the fed issued me and when - but haven't yet looked on MOHELA's for those who always got moved from MyFedLoan to MOHELA. 

 

I imagine the fed may have this information in some way but definitely try to find your original financial aid paperwork from when you went to school to have a physical backup of all documentation. 

It should also be possible to tell via the federal student aid website I’ve heard, but I’ve been trying to log in for the last hour to confirm the same without luck. Their servers are likely getting hammered.

[Gov Hooka]

6 hours ago, Communion said:

No one is trying to get anyone nothing. But we're explaining why your payment experience is not universal or even reflective of the majority of those who cone from low-income backgrounds. 

 

Saying that you did x, y or z doesn't change that such are not actual realistic solutions for most people. I worry you dont realize such is seen as poverty porn by rich people to feel good about doing little. They wanna hear how we worked 120 hours a week and ate instant ramen and sold our stuff to pay off debt because they enjoy seeing us struggle because they don't think we ever deserved a space to be educated and degreed in the first place. They want us to jump through hoops they never would have to. 

 

What you did sis was commendable and you are strong and great and deserve to feel so proud for being the 1st in your family with a degree. It is a scary road we navigate often alone and you preservered, truly. 

 

But so many of us do not find ourselves in your current position. Many of us graduated college and found ourselves now the de-facto heads of households for poor, sickly or disabled parents. 

 

To see users more affluent than you and I post about "well I simply lived at home for 6 months to pay off $10k" in here and other threads? Some of us literally live at home and can't leave because our income is the central income keeping the household barely afloat. "Living at home" means two very different things for the affluent and working class, as I know you know. Or to see someone complain about how they spent $10k out of their savings to take advantage of no interest, not realizing the sheer class privilege one needs to just have $10k in savings. 

 

The conversation isn't about trying to screw over the smaller population of people this would help, but to highlight the cruelty in just how many of us who don't meet the claims of "rich doctors" Biden will purposefully leave in tens of thousands of dollars in debt by only doing $10k forgiveness. When he has the power to literally erase it all. This is a choice he is making to leave 30M people in debt, even those of us who they claim to not want to insult or offend via helping doctors. 

Well said.

[Kassi]

10 minutes ago, rihannabiggestfan said:

LMAO, her dumb ass!

 

 

Why are you pushing politics in a thread about helping people erase their debts? You know there’s a thread for that right?
 

Let’s not be WEIRD. 

[Britneyfan09]

Does anyone know if you need to have a Pell Grant for all semesters of the time you were in college? I did receive a Pell Grant for most of my time in college but there were a couple of semesters where I did not. 

[ClashAndBurn]

58 minutes ago, GhostBox said:

@ClashAndBurn

 

do you wanna berate your friend like you did me when I suggested this. ?

Meh. I'm not his keeper. I think his prerogative there is wrong-headed as means-testing is just a way to divide people into haves and have-nots. As though a person making 126k per year is so much better off than someone making $124k, yet one gets relief while the other does not. But that's what our government does is pit people against each other and drive resentment when it comes to benefits, leading to those who don't qualify voting for people who pledge to take all benefits away to screw everyone over.

 

That's why I'm against means-testing for this kind of thing. RBF is expressing spite against someone who's been vocally against leftists on this forum, but wants to benefit from a policy that originated from leftists that Biden wouldn't have even touched otherwise if Bernie and Warren hadn't pushed for it. I don't agree with weaponizing means-testing that way, but if that user is being a hypocrite, then I can't be assed to care that much.  

 

Meanwhile, you're fine with means-testing people out in general just for the sake of it, lol. But I'm done arguing with Biden Bros trying to push this as a major win, even though with interest still ravaging people and making people pay back far more than they would otherwise owe in the long run, it doesn't even help that much. So whatever.

[nick4bty]

17 minutes ago, Britneyfan09 said:

Does anyone know if you need to have a Pell Grant for all semesters of the time you were in college? I did receive a Pell Grant for most of my time in college but there were a couple of semesters where I did not. 

If you ever qualified for and received a Pell grant at anytime in your college career, you are eligible for 20k forgiveness

[rihannabiggestfan]

1 minute ago, ClashAndBurn said:

Meh. I'm not his keeper. I think his prerogative there is wrong-headed as means-testing is just a way to divide people into haves and have-nots. As though a person making 126k per year is so much better off than someone making $124k, yet one gets relief while the other does not. But that's what our government does is pit people against each other and drive resentment when it comes to benefits, leading to those who don't qualify voting for people who pledge to take all benefits away to screw everyone over.

 

That's why I'm against means-testing for this kind of thing. RBF is expressing spite against someone who's been vocally against leftists on this forum, but wants to benefit from a policy that originated from leftists that Biden wouldn't have even touched otherwise if Bernie and Warren hadn't pushed for it. I don't agree with weaponizing means-testing that way, but if that user is being a hypocrite, then I can't be assed to care that much.  

 

Meanwhile, you're fine with means-testing people out in general just for the sake of it, lol. But I'm done arguing with Biden Bros trying to push this as a major win, even though with interest still ravaging people and making people pay back far more than they would otherwise owe in the long run, it doesn't even help that much. So whatever.

I do think it's ridiculous that someone who makes 124,999 gets aid and someone who makes 125,001 doesn't tho. I think @Harrier made a point when saying it would be an improvement to do a - I believe it's called - sliding scale? 

[ClashAndBurn]

Just now, rihannabiggestfan said:

I do think it's ridiculous that someone who makes 124,999 gets aid and someone who makes 125,001 doesn't tho. I think @Harrier made a point when saying it would be an improvement to do a - I believe it's called - sliding scale? 

Sliding scale would be better than what we've got, but... what Biden and the political elite class want to do is pit people against each other and have them fight over scraps and crumbs. So that would go against their ethos. Means-testing is the way, and even then, a lot of neolibs are complaining heavily about this and calling it way too lenient a means-test. Some even saying that nobody making more than $25k should qualify.

[nadiamendell]

 

 

[rihannabiggestfan]

2 minutes ago, nadiamendell said:

 

 

LMAO.

 

Did they say that about PPP loans and the military/police/war budget too?

 

 

Did they say that to Jared Kushner?

 

 

[Sazare]

1 hour ago, Cruel Summer said:

It should also be possible to tell via the federal student aid website I’ve heard, but I’ve been trying to log in for the last hour to confirm the same without luck. Their servers are likely getting hammered.

Yeah I heard that. I’ve been running into the same issue when trying to check 

[Pheromosa]

20k would be all of my loans and I've gotten a pell grant every time 

[Ms. Togekiss]

So happy for everyone being benefitted by this 

[bad guy]

21 hours ago, Communion said:

Well that didn't take long. 

 

This exerrpt from Joe's website from when he ran for president is going viral now. 

 

 

 

 

I'm so used to Dems lying for votes but to manipulate young people (who already didn't wanna vote for you) by stating these things so that they feel trusted in your leadership only to say "SIKE!" is so insidious on so many levels.

[bad guy]

Wait I've received a pell grant for multiple semesters. Does that mean I'll get 20k deducted?  If that's the case I'd be pretty much debt free. How do I check if this is true?

[Bloo]

I knew he wasn't going to cancel anything close to $50,000 (let alone his campaign problem of all) of student debt. Better than nothing, sure, but many people are going to essentially have little change because interest rates on student compound so significantly. I wish there was a bit more discussion around the idea of cancelling the interests. I think it's a simple moderate idea that's harder for conservatives to argue against without sounding to left for Biden to swallow. I'd like all debt cancelled, but the interests are genuinely a giant problem that aren't being discussed enough.

 

I'm shocked Biden is cancelling any student debt to be honest, so it's something. But the student debt crisis is still a giant generational crisis.

[rihannabiggestfan]

 

 

 

[Attitude]

This is cute and all, but college is still becoming more and more expensive. Future college students will probably accrue bigger student loans. 

[rihannabiggestfan]

Lmao at "What Biden Has Done" lying about that too  Pelosi teas

 

 

[unbothered]

1 hour ago, bad guy said:

Wait I've received a pell grant for multiple semesters. Does that mean I'll get 20k deducted?  If that's the case I'd be pretty much debt free. How do I check if this is true?

You can check on the FAFSA website. They'll tell you how much Pell you've used and if you have any left. 

[unbothered]

1 hour ago, bad guy said:

Wait I've received a pell grant for multiple semesters. Does that mean I'll get 20k deducted?  If that's the case I'd be pretty much debt free. How do I check if this is true?

On Fafsa

[unbothered]

I'll still have $35k left